ZIP Code 21146 — Demographics & Housing Data 2023

Explore ZIP 21146 demographics: 28,489 residents, $169,835 median income, $643,600 median home value, and key housing insights for 2023.

Aug. 30, 2025

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Overview

If you’re considering a move, investment, or business opportunity in ZIP 21146, located in the Severna Park area of Maryland, this demographic and housing snapshot offers a clear picture of the community. Based on 2023 data, this area is home to a sizable population with strong income levels and high property values. Whether you’re a homebuyer, real estate investor, small-business owner, or analyst, understanding the makeup of ZIP 21146 can help you make informed decisions. Let’s break down the key metrics around population, income, housing, and diversity to give you a solid foundation.

Population & Households

ZIP 21146 is home to a population of 28,489 residents, making it a moderately sized community with a suburban feel. These residents are distributed across 9,888 households, reflecting a stable residential base. With 10,329 total housing units in the area, there’s a slight surplus of homes compared to occupied households, which could indicate some availability for new residents or investors looking to enter the market. This balance suggests a community that’s neither overcrowded nor sparsely populated, offering a comfortable density for families and businesses alike.

Income & Housing Costs

One of the standout features of ZIP 21146 is its robust economic profile. The median household income stands at an impressive $169,835, pointing to a high-earning community with significant purchasing power. This income level supports the area’s elevated housing costs, with a median house value of $643,600. For homebuyers, this signals a premium market where properties hold strong value, while investors may see opportunities for long-term appreciation. Renters, on the other hand, face a median rent of $1,619 per month, which is relatively high but aligns with the area’s income and property values. These figures paint a picture of an affluent area where financial stability underpins the housing market.

Race & Ethnicity

The demographic composition of ZIP 21146 reflects a predominantly white community, with 87.09% of residents identifying as white. Other racial and ethnic groups include Black residents at 3.66%, Asian residents at 2.23%, and Hispanic residents at 2.44%. This limited diversity may shape the cultural and social dynamics of the area, which could be a consideration for businesses targeting specific customer bases or families seeking a particular community vibe. Understanding this breakdown can help you gauge how well your needs or offerings align with the local population.

Key Facts

  • Total population: 28,489 residents, offering a suburban community scale.
  • Total households: 9,888, indicating a stable residential foundation.
  • Total housing units: 10,329, with a small surplus over occupied homes.
  • Median household income: $169,835, reflecting strong economic capacity.
  • Median house value: $643,600, positioning this as a premium real estate market.
  • Median rent: $1,619, consistent with the area’s high income and property values.
  • Racial composition: 87.09% white, with smaller percentages of Black, Asian, and Hispanic residents.

What This Means for You

For homebuyers, ZIP 21146 offers a high-quality living environment backed by strong household incomes and property values. The median home price of $643,600 suggests you’ll need substantial financial resources to enter this market, but the investment could pay off with long-term stability and appreciation. Real estate investors and agents should note the slight surplus of housing units, which may present opportunities for rentals or flips, especially given the area’s affluent demographic. Small-business owners can leverage the high median income of $169,835 to target premium products or services, though the limited diversity might narrow your customer base depending on your niche. Analysts studying suburban markets will find ZIP 21146 a compelling case of economic strength paired with a predominantly homogenous population, useful for trend analysis or comparative studies. Across all groups, this data underscores a community with financial clout and a competitive housing landscape.

Run This Study Yourself

  • Curious about other ZIP codes or want to dive deeper into ZIP 21146? Start by visiting ZipcodeGPT for a user-friendly platform to explore demographic and housing data.
  • Enter any ZIP code to access up-to-date metrics on population, income, housing costs, and more, tailored to your needs.
  • Use the insights to inform your homebuying, investment, or business decisions with confidence and precision.

Frequently Asked Questions about ZIP 21146

  • What is the population of ZIP 21146?
    As of 2023, the estimated population of ZIP 21146 is 28,489.
  • How many households are in ZIP 21146?
    ZIP 21146 has approximately 9,888 households as of 2023.
  • What is the median household income in ZIP 21146?
    The median household income is $169,835 (ACS 2023).
  • What is the median home value in ZIP 21146?
    The median value of owner-occupied homes is $643,600 (ACS 2023).
  • What is the median monthly rent in ZIP 21146?
    Median gross rent is approximately $1,619 per month (ACS 2023).

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