ZIP 28012 - 860Z200US28012 — Demographic Snapshot (2023)

Explore ZIP 28012 demographics, housing costs, and population insights for 2023 to inform your homebuying or investment decisions.

Aug. 31, 2025

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Overview

If you’re considering a move, investment, or business opportunity in ZIP 28012, located in Belmont, North Carolina, this demographic and housing snapshot offers a clear picture of the area in 2023. With a population of over 26,000 and a robust housing market, this ZIP code presents a blend of suburban appeal and economic stability. Whether you’re a homebuyer, real estate investor, small-business owner, or data analyst, these insights will help you make informed decisions about living, working, or investing in 28012.

Population & Households

ZIP 28012 is home to 26,519 residents, making it a moderately sized community with a suburban feel. These individuals are distributed across 10,969 households, reflecting a strong base of families and individuals. The total number of housing units stands at 11,511, indicating a slight surplus of available homes relative to current household demand. This balance suggests a stable housing market with room for growth, which could be appealing for both buyers looking for options and investors seeking opportunities.

Income & Housing Costs

The median household income in ZIP 28012 is $81,057, which points to a relatively affluent community with solid earning potential. This income level supports a healthy local economy, beneficial for small businesses and service providers. On the housing front, the median home value is $324,400, reflecting a competitive yet accessible market for buyers in the region. For renters, the median rent is $1,288 per month, which aligns with the area’s income levels and suggests a balanced rental market. These figures indicate that 28012 offers a mix of affordability and value, catering to a range of budgets and preferences.

Race & Ethnicity

The demographic composition of ZIP 28012 is predominantly White, with 83.7% of the population identifying as such. Black or African American residents make up 5.64%, while Asian residents account for 3.62%. Additionally, 4.32% of the population identifies as Hispanic or Latino. This diversity, though moderate, contributes to a community with varied perspectives and cultural influences. For businesses and investors, this mix can inform marketing strategies or community engagement efforts, while homebuyers may appreciate the area’s inclusive yet predominantly homogeneous makeup.

Key Facts

  • Total population: 26,519 residents in 2023.
  • Total households: 10,969, indicating a strong community base.
  • Total housing units: 11,511, suggesting availability for new residents or investors.
  • Median household income: $81,057, reflecting economic stability.
  • Median home value: $324,400, competitive for the region.
  • Median rent: $1,288, reasonable for the income levels in 28012.
  • Racial composition: 83.7% White, 5.64% Black, 3.62% Asian, 4.32% Hispanic.

What This Means for You

For homebuyers, ZIP 28012 offers a promising market with a median home value of $324,400 and a slight surplus of housing units. This could mean more options to choose from and potentially less competition in certain price brackets. The median income of $81,057 also suggests neighbors with stable finances, often correlating with well-maintained communities.

For real estate investors and agents, the data points to a balanced market in 28012. With over 11,000 housing units and a growing population, there’s potential for rental demand (at a median rent of $1,288) or future appreciation of property values. The area’s demographics also suggest a stable tenant base with diverse needs.

For small-business owners, the income levels and population size in 28012 indicate a customer base with disposable income. Whether you’re opening a retail store, restaurant, or service-based business, the community’s moderate diversity and economic health could support targeted offerings and steady foot traffic.

For analysts, these metrics provide a foundation for deeper studies into housing trends, economic growth, or demographic shifts in the Belmont area. The data offers a snapshot that can be compared with neighboring ZIP codes or historical trends for broader insights.

Run This Study Yourself

  • Curious about other areas or want to dive deeper into ZIP 28012? Start by visiting ZipcodeGPT for a user-friendly platform to explore demographic and housing data.
  • Enter any ZIP code to access up-to-date metrics on population, income, housing costs, and more, tailored to your needs.
  • Use the insights to compare locations, identify trends, or make data-driven decisions for your next move or investment.

Frequently Asked Questions about ZIP 28012

  • What is the population of ZIP 28012?
    As of 2023, the estimated population of ZIP 28012 is 26,519.
  • How many households are in ZIP 28012?
    ZIP 28012 has approximately 10,969 households as of 2023.
  • What is the median household income in ZIP 28012?
    The median household income is $81,057 (ACS 2023).
  • What is the median home value in ZIP 28012?
    The median value of owner-occupied homes is $324,400 (ACS 2023).
  • What is the median monthly rent in ZIP 28012?
    Median gross rent is approximately $1,288 per month (ACS 2023).

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