ZIP 28207 - 860Z200US28207 — Demographic Snapshot (2023)

Overview

If you’re considering a move, investment, or business opportunity in ZIP 28207, located in the heart of Charlotte, North Carolina, this demographic and housing snapshot offers a clear picture of the area in 2023. With a population of nearly 10,000 and a median household income exceeding $200,000, this ZIP code stands out as an affluent, stable community. Whether you’re a homebuyer, real estate investor, small-business owner, or analyst, these insights will help you understand the market dynamics and opportunities in 28207.

Population & Households

ZIP 28207 is home to 9,709 residents, making it a moderately sized community within the Charlotte metro area. These individuals are distributed across 4,106 households, reflecting a mix of family and individual living arrangements. With 4,495 total housing units in the area, there’s a slight surplus of homes compared to occupied households, which could indicate availability for new residents or investors looking to enter the market. The population density and household composition suggest a neighborhood that balances privacy with community engagement—ideal for those seeking a suburban feel within an urban setting.

Income & Housing Costs

One of the standout features of ZIP 28207 is its economic profile. The median household income here is an impressive $212,348, positioning this area as one of the wealthier ZIP codes in the region. This high earning power correlates with elevated housing costs: the median house value is $1,348,900, reflecting a premium real estate market. For renters, the median monthly rent is $1,579, which, while significant, remains more accessible than purchasing in this high-value area. These figures highlight 28207 as a destination for affluent buyers and tenants, with housing costs that demand substantial financial resources.

Race & Ethnicity

The demographic makeup of ZIP 28207 is predominantly White, with 91.17% of residents identifying as such. Other racial and ethnic groups include Black residents at 1.9%, Asian residents at 1.0%, and Hispanic or Latino residents at 3.69%. This composition indicates a relatively homogenous community, which may influence cultural dynamics, local businesses, and community events. For those considering relocation or investment, understanding this demographic profile can help tailor expectations around neighborhood character and market demand.

Key Facts

• Total population in ZIP 28207: 9,709 residents.
• Total households: 4,106, indicating a mix of family and solo living.
• Total housing units: 4,495, with some vacancy or availability.
• Median household income: $212,348, reflecting high earning potential.
• Median house value: $1,348,900, a premium real estate market.
• Median rent: $1,579 per month, notable but more affordable than buying.
• Racial composition: 91.17% White, 3.69% Hispanic, 1.9% Black, 1.0% Asian.

What This Means for You

For homebuyers, ZIP 28207 offers a prestigious address with high property values, ideal if you’re seeking a long-term investment in a wealthy enclave. However, the $1.35 million median home price means you’ll need significant capital or financing to enter this market. Renting at a median of $1,579 could be a more feasible entry point while you assess the area.

For real estate investors and agents, the slight surplus of housing units (4,495 total vs. 4,106 households) suggests potential for rental properties or flips, though the high median value indicates a need for substantial upfront investment. The affluent demographic also means demand for luxury or high-end properties could be strong.

For small-business owners, the high median income of $212,348 signals a customer base with disposable income, ideal for premium goods, services, or dining. However, consider the predominantly White demographic (91.17%) when tailoring offerings or marketing to ensure cultural resonance.

For analysts, these metrics point to a stable, high-value market with limited diversity. This could inform broader studies on economic disparity or housing affordability in the Charlotte region.

Run This Study Yourself

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