Aug. 30, 2025
If you’re considering a move, investment, or business opportunity in ZIP 32086, located in St. Augustine, Florida, this demographic and housing snapshot offers a clear picture of the area based on 2023 data. With a population of over 34,000 and a robust housing market, this ZIP code presents unique opportunities and considerations for homebuyers, real estate investors, small-business owners, and analysts. Let’s break down the key metrics to help you make informed decisions about living or working in this community.
ZIP 32086 is home to a population of 34,347 residents as of 2023. This sizable community is spread across 13,996 households, indicating a mix of family units, singles, and retirees typical of a suburban area. The total number of housing units stands at 15,696, suggesting a moderate level of available housing stock relative to the population. For those looking to settle or invest here, this balance points to a stable residential environment with room for growth or rental opportunities.
The median household income in ZIP 32086 is $74,508, reflecting a solid economic base for many residents. This income level supports a housing market where the median house value is $342,000—a figure that positions the area as a mid-range market, appealing to both first-time buyers and those seeking upgrades. For renters, the median rent is $1,536 per month, which aligns with the income levels but may require careful budgeting for some households. These figures provide a realistic view of affordability and potential returns for investors eyeing property in this ZIP code.
The demographic makeup of ZIP 32086 is predominantly White, accounting for 84.01% of the population. Hispanic or Latino residents make up 8.43%, while Black or African American residents represent 2.58%, and Asian residents comprise 1.35%. This composition reflects a relatively homogenous community with a notable Hispanic presence, which could influence cultural amenities, local businesses, and community events. For business owners or investors, understanding this diversity can help tailor offerings or marketing strategies to resonate with the local population.
For homebuyers, ZIP 32086 offers a balanced market with a median home value of $342,000, which is accessible for many given the median household income of $74,508. The availability of over 15,000 housing units suggests you’ll have options, whether you’re looking for a starter home or something larger. However, with median rent at $1,536, renting might be less cost-effective long-term compared to buying if you plan to stay in the area.
For investors and real estate agents, the data points to potential in both purchase and rental markets. The gap between total housing units and households indicates possible vacancies or second homes, which could be leveraged for rental income or flips. The stable income levels also suggest tenants or buyers with reliable financial capacity.
For small-business owners, the population size and income levels indicate a community with purchasing power. The demographic breakdown, particularly the Hispanic segment at 8.43%, offers a chance to cater to specific cultural needs or preferences, whether through products, services, or marketing. A location in ZIP 32086 could tap into a steady customer base.
For analysts, these metrics provide a foundation for deeper studies on housing trends, economic stability, or demographic shifts. The data suggests a community with moderate growth potential and a stable economic profile worth monitoring.
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