ZIP 34109 - 860Z200US34109 — Demographic Snapshot (2023)

Explore ZIP 34109 demographics, housing costs, and population insights for homebuyers, investors, and businesses in 2023.

Aug. 30, 2025

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Overview

If you’re considering a move, investment, or business opportunity in ZIP 34109, located in the Naples area of Florida, this demographic and housing snapshot offers a clear picture of the community. Based on the latest 2023 data, we’ll break down key metrics like population, income, housing costs, and racial composition to help you make informed decisions. Whether you’re a homebuyer, real estate investor, small-business owner, or analyst, these insights provide a foundation for understanding the dynamics of this vibrant area.

Population & Households

ZIP 34109 is home to a population of 26,644 residents, spread across 11,991 households. This indicates an average household size of roughly 2.2 people, suggesting a mix of smaller families, couples, and individuals. The area also has a total of 16,027 housing units, pointing to a notable number of vacant or seasonal properties—potentially reflecting the region’s appeal as a vacation or retirement destination. For those eyeing this ZIP code, the population size offers a balance of community engagement without the overcrowding of larger urban centers.

Income & Housing Costs

The median household income in ZIP 34109 stands at $91,073, reflecting a relatively affluent community with solid earning potential. This income level supports a robust local economy, which can be a draw for businesses and investors. On the housing front, the median home value is $628,700, indicating a high-demand real estate market. For renters, the median rent is $1,873 per month, which aligns with the area’s upscale profile. These figures suggest that while living costs are elevated, they come with the benefits of a desirable location, likely offering strong amenities and quality of life.

Race & Ethnicity

The demographic makeup of ZIP 34109 shows a predominantly white population at 77.71%, with smaller but significant representation from other groups: Hispanic residents account for 11.08%, Black residents make up 4.09%, and Asian residents comprise 3.9%. This diversity, while not as pronounced as in some urban areas, still contributes to a varied cultural landscape. For businesses and investors, this mix can inform marketing strategies or community engagement efforts, while homebuyers may appreciate the blend of perspectives in the neighborhood.

Key Facts

  • Total population: 26,644 residents, offering a mid-sized community feel.
  • Total households: 11,991, with an average size of about 2.2 people.
  • Total housing units: 16,027, suggesting a mix of occupied and vacant/seasonal properties.
  • Median household income: $91,073, indicating strong local purchasing power.
  • Median home value: $628,700, reflecting a premium real estate market.
  • Median rent: $1,873, consistent with the area’s higher cost of living.
  • Racial composition: 77.71% white, 11.08% Hispanic, 4.09% Black, 3.9% Asian.

What This Means for You

For homebuyers, ZIP 34109 offers a premium market with median home values at $628,700. The higher price point suggests a stable investment, but it’s important to budget for associated costs like property taxes and maintenance in this upscale area. The community size and diversity also provide a welcoming environment for families or retirees seeking a quieter yet connected lifestyle.

For investors and real estate agents, the gap between total housing units (16,027) and households (11,991) hints at opportunities in seasonal rentals or vacation properties, especially given Naples’ appeal as a tourist and retirement hub. The high median home value and rent ($1,873) further signal strong returns, though competition may be stiff in this sought-after market.

For small-business owners, the median household income of $91,073 points to a customer base with disposable income, ideal for retail, dining, or service-based ventures. Tailoring offerings to a diverse yet predominantly white demographic, while considering Hispanic and other groups, could maximize reach in this community of 26,644.

For analysts, these metrics provide a snapshot of economic health and housing trends in ZIP 34109. The data underscores a stable, affluent area with potential for growth in seasonal housing and local commerce, worth tracking over time.

Run This Study Yourself

Want to dive deeper into ZIP 34109 or explore another area? Follow these steps to get tailored insights:

  • Visit ZipcodeGPT to access a powerful tool for demographic and housing analysis.
  • Enter any ZIP code to generate a detailed report with the latest data.
  • Use the insights to inform your homebuying, investment, or business decisions with confidence.

Frequently Asked Questions about ZIP 34109

  • What is the population of ZIP 34109?
    As of 2023, the estimated population of ZIP 34109 is 26,644.
  • How many households are in ZIP 34109?
    ZIP 34109 has approximately 11,991 households as of 2023.
  • What is the median household income in ZIP 34109?
    The median household income is $91,073 (ACS 2023).
  • What is the median home value in ZIP 34109?
    The median value of owner-occupied homes is $628,700 (ACS 2023).
  • What is the median monthly rent in ZIP 34109?
    Median gross rent is approximately $1,873 per month (ACS 2023).

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