Aug. 30, 2025
If you’re considering ZIP code 37086 for your next home, investment property, or business location, understanding the area’s demographic and housing landscape is essential. Located in a dynamic region, this ZIP code offers a blend of diversity, affordability, and growth potential. With data from 2023, this snapshot provides a clear picture of the population, income levels, housing metrics, and racial composition. Whether you’re a homebuyer, real estate investor, small-business owner, or analyst, these insights will help you make informed decisions about opportunities in 37086.
ZIP code 37086 is home to a sizable population of 37,786 residents as of 2023. This figure reflects a community large enough to support local businesses and amenities while maintaining a manageable scale for those seeking a suburban or semi-urban lifestyle. The area comprises 12,551 households, indicating a strong base of families and individuals contributing to the local economy. Additionally, there are 13,282 total housing units, suggesting a slight surplus of available homes or rentals, which could be advantageous for buyers or investors looking for options.
Financial metrics are a critical factor when evaluating any area, and ZIP 37086 presents a promising profile. The median household income stands at $79,285, which is a solid figure for supporting a comfortable standard of living and indicates a community with disposable income for local goods and services. Housing costs align with this income level, with a median house value of $268,700—a price point that offers affordability compared to many urban markets. For renters, the median rent is $1,716 per month, reflecting a competitive rental market that could appeal to investors seeking steady returns or to tenants looking for reasonable costs in a growing area.
Diversity is a defining characteristic of ZIP 37086, with a racial and ethnic composition that reflects a vibrant, multicultural community. White residents make up 43.0% of the population, followed by Black residents at 27.6%, and Hispanic or Latino residents at 24.2%. Asian residents account for 2.33% of the population. This mix fosters a culturally rich environment, which can be a draw for families, businesses, and investors who value inclusivity and varied perspectives in their communities.
For homebuyers, ZIP 37086 offers a compelling mix of affordability and community diversity. With a median home value of $268,700, you can find properties that fit a range of budgets, while the area’s population size ensures access to schools, services, and amenities. Real estate investors and agents will note the slight surplus of housing units (13,282 vs. 12,551 households), which could signal opportunities for rental properties or future sales, especially given the competitive median rent of $1,716. Small-business owners can benefit from a diverse customer base of nearly 38,000 residents and a median household income of $79,285, suggesting spending power for local products and services. Analysts will appreciate the balanced demographic profile and economic indicators as a foundation for deeper market studies in 37086.
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