Aug. 26, 2025
If you’re considering ZIP code 37174 for your next home, investment property, or business location, understanding the local demographics and housing landscape is essential. Located in a dynamic area, this ZIP code offers a blend of suburban appeal and economic opportunity. With data from 2023, this snapshot provides a clear picture of the population, income levels, housing costs, and racial composition in 37174. Whether you’re a homebuyer, real estate investor, small-business owner, or analyst, these insights will help you make informed decisions about this community.
ZIP code 37174 is home to a population of 50,778 residents, making it a sizable and vibrant community. This population is distributed across 19,014 households, reflecting a strong residential base. With 19,631 total housing units in the area, there’s a slight surplus of homes compared to households, which could indicate availability for new residents or investors looking to enter the market. The scale of this community suggests a robust local economy with potential for both personal and professional growth.
Financially, ZIP 37174 stands out with a median household income of $98,775, which is indicative of a relatively affluent area. This income level supports a strong housing market, as evidenced by the median house value of $450,300. For renters, the median rent is $1,724 per month, reflecting the premium cost of living in this desirable location. These figures suggest that 37174 is a market suited for those with stable incomes or investors seeking properties with strong appreciation potential. The balance of income and housing costs also points to a community with disposable income for local businesses to tap into.
The demographic makeup of ZIP code 37174 is predominantly White, with 82.13% of the population identifying as such. Hispanic residents account for 8.02%, while Black residents make up 4.76%, and Asian residents comprise 1.82%. This composition reflects a primarily homogeneous community with pockets of diversity. For businesses and investors, understanding this breakdown can help tailor services, marketing strategies, or community engagement efforts to resonate with the majority demographic while also addressing the needs of smaller but significant minority groups.
For homebuyers, ZIP 37174 offers a stable and affluent community with a median home value of $450,300, which could be a sound long-term investment given the area’s income levels. However, be prepared for competitive pricing and ensure your budget aligns with the local market. Real estate investors and agents will find opportunity in the slight surplus of housing units (19,631 units vs. 19,014 households), which may indicate room for rentals or flips, especially with a median rent of $1,724 attracting reliable tenants. The high median income also suggests potential for luxury or upscale property developments.
For small-business owners, the population of over 50,000 and a median household income nearing $100,000 signal a customer base with spending power. Consider businesses that cater to family needs or discretionary spending, and tailor your offerings to the predominantly White demographic while exploring niche markets among Hispanic and other minority groups. Analysts can use this data to benchmark 37174 against neighboring ZIP codes or to identify trends in housing affordability and demographic shifts over time.
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