ZIP 38654 - 860Z200US38654 — Demographic Snapshot (2023)

Explore ZIP 38654 demographics: 57K population, $99K median income, $284K home value. Key insights for homebuyers & investors.

Aug. 26, 2025

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Overview

If you’re considering ZIP code 38654 for your next home, investment, or business venture, understanding the local demographics and housing landscape is essential. Located in a dynamic area, this ZIP code offers a blend of suburban appeal and economic opportunity. With a population of over 57,000 and a median household income nearing $100,000, ZIP 38654 presents a robust community with diverse needs and potential. This article breaks down the latest 2023 data to provide clear, actionable insights for homebuyers, real estate investors, small-business owners, and analysts.

Population & Households

ZIP 38654 is home to a sizable population of 57,334 residents, making it a vibrant and active community. These individuals are distributed across 20,757 households, reflecting a strong base of families and individuals. With 21,437 total housing units in the area, there’s a slight surplus of homes compared to occupied households, which could indicate availability for new residents or investors looking to enter the market. This balance suggests a stable yet growing area, ideal for those seeking a community with room to settle or expand.

Income & Housing Costs

Financially, ZIP 38654 stands out with a median household income of $99,481, signaling a relatively affluent population with significant purchasing power. For homebuyers and investors, the median house value of $284,400 offers a competitive entry point in a market where incomes support sustained property demand. Renters, meanwhile, face a median rent of $1,570 per month, which aligns with the area’s income levels but may pose considerations for affordability in certain segments. These figures highlight a market where both owning and renting reflect the economic strength of the community.

Race & Ethnicity

The demographic makeup of ZIP 38654 is diverse, fostering a culturally rich environment. The population is composed of 57.36% White, 31.9% Black, 2.17% Asian, and 5.16% Hispanic residents. This mix creates a multifaceted community, appealing to those who value inclusivity and varied perspectives. For businesses, this diversity translates into a broad customer base with unique needs and preferences, while homebuyers can expect a welcoming, heterogeneous neighborhood dynamic.

Key Facts

  • Total population: 57,334 residents, indicating a substantial community size.
  • Total households: 20,757, reflecting a strong residential base.
  • Total housing units: 21,437, suggesting potential availability for new occupants.
  • Median household income: $99,481, showcasing economic vitality.
  • Median house value: $284,400, a competitive price point for buyers and investors.
  • Median rent: $1,570, relevant for renters and property managers.
  • Racial composition: 57.36% White, 31.9% Black, 2.17% Asian, 5.16% Hispanic, highlighting diversity.

What This Means for You

For homebuyers, ZIP 38654 offers a promising opportunity to invest in a home valued at a median of $284,400, supported by a community with strong median incomes of nearly $100,000. The slight surplus of housing units could mean less competition in certain segments, potentially easing the buying process. Real estate investors and agents will find a stable market with a diverse population driving demand for both rentals and purchases—median rents of $1,570 suggest viable returns on rental properties. Small-business owners can tap into a sizable, diverse customer base of over 57,000 people, with disposable income to support local goods and services. Finally, analysts can use these metrics to benchmark ZIP 38654 against neighboring areas, identifying trends in housing availability and demographic shifts. Whether you’re settling down, investing, or launching a venture, this area’s data points to a balanced, opportunity-rich environment.

Run This Study Yourself

  • Curious about ZIP 38654 or another area? Dive deeper into demographic and housing data with ease.
  • Visit ZipcodeGPT to access powerful tools that deliver tailored insights for any ZIP code.
  • Input your target location, explore the numbers, and make informed decisions for your home, investment, or business goals.

Frequently Asked Questions about ZIP 38654

  • What is the population of ZIP 38654?
    As of 2023, the estimated population of ZIP 38654 is 57,334.
  • How many households are in ZIP 38654?
    ZIP 38654 has approximately 20,757 households as of 2023.
  • What is the median household income in ZIP 38654?
    The median household income is $99,481 (ACS 2023).
  • What is the median home value in ZIP 38654?
    The median value of owner-occupied homes is $284,400 (ACS 2023).
  • What is the median monthly rent in ZIP 38654?
    Median gross rent is approximately $1,570 per month (ACS 2023).

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