ZIP 45140 - 860Z200US45140 — Demographic Snapshot (2023)

Explore ZIP 45140 demographics: 56,854 residents, $110,781 median income, $340,800 median home value, and key housing insights for 2023.

Aug. 26, 2025

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Overview

If you’re considering a move, investment, or business opportunity in ZIP 45140, located in the Loveland area of Ohio, this demographic and housing snapshot offers a clear picture of the community as of 2023. With a sizable population, strong income levels, and a robust housing market, this area presents unique opportunities for homebuyers, real estate investors, small-business owners, and analysts. Let’s break down the key metrics to help you understand what makes ZIP 45140 stand out and how it can align with your goals.

Population & Households

ZIP 45140 is home to a population of 56,854 residents, making it a vibrant and well-populated community. These individuals are distributed across 21,759 households, reflecting a mix of family sizes and living arrangements. The total number of housing units in the area stands at 22,684, indicating a slight surplus of available homes relative to occupied households. This balance suggests a stable housing market with room for growth or turnover, which could be appealing if you’re looking to buy or invest in property here.

Income & Housing Costs

One of the standout features of ZIP 45140 is its strong economic profile. The median household income is $110,781, which is notably higher than many national and regional averages. This suggests a community with significant purchasing power, which can be a key consideration for businesses targeting affluent customers or for homebuyers seeking a financially stable area. On the housing front, the median home value is $340,800, reflecting a competitive yet accessible market for buyers with solid budgets. For renters, the median rent is $1,379 per month, indicating a rental market that caters to mid-to-upper income brackets. These figures paint a picture of a prosperous area with housing costs that align with its income levels.

Race & Ethnicity

The demographic makeup of ZIP 45140 offers insight into the cultural fabric of the community. The population is predominantly White, accounting for 86.65% of residents. Other groups include Black residents at 1.69%, Asian residents at 3.72%, and Hispanic or Latino individuals at 4.08%. This composition reflects a largely homogeneous area with smaller but notable diversity. For businesses or investors, understanding this breakdown can help tailor services, marketing, or community engagement strategies to resonate with the majority while addressing the needs of minority groups.

Key Facts

  • Total population: 56,854 residents in ZIP 45140 as of 2023.
  • Total households: 21,759, supporting a diverse range of family structures.
  • Total housing units: 22,684, with a small surplus over occupied homes.
  • Median household income: $110,781, indicating strong economic stability.
  • Median home value: $340,800, reflecting a competitive housing market.
  • Median rent: $1,379, catering to mid-to-upper income renters.
  • Racial composition: 86.65% White, 1.69% Black, 3.72% Asian, 4.08% Hispanic.

What This Means for You

For homebuyers, ZIP 45140 offers a promising market with median home values at $340,800 and a community backed by a high median income of $110,781. This suggests long-term value and a stable environment to raise a family or build equity. Real estate investors and agents will find opportunity in the slight surplus of housing units (22,684 total) over households (21,759), which could indicate potential for rentals or flips, especially with a median rent of $1,379 attracting reliable tenants. Small-business owners can leverage the area’s affluent demographic—evidenced by the strong income levels—to target premium products or services, while the population of 56,854 ensures a sizable customer base. Analysts can use these metrics to benchmark ZIP 45140 against other regions, identifying trends in housing demand or economic growth. Whether you’re buying, investing, or starting a venture, this area’s data points to a community with solid fundamentals.

Run This Study Yourself

  • Curious about other ZIP codes or want to dive deeper into ZIP 45140? Start by visiting ZipcodeGPT for a user-friendly platform to explore demographic and housing data.
  • Enter any ZIP code to access up-to-date metrics on population, income, housing costs, and more, tailored to your needs.
  • Use the insights to make informed decisions for your next home purchase, investment, or business strategy with confidence.

Frequently Asked Questions about ZIP 45140

  • What is the population of ZIP 45140?
    As of 2023, the estimated population of ZIP 45140 is 56,854.
  • How many households are in ZIP 45140?
    ZIP 45140 has approximately 21,759 households as of 2023.
  • What is the median household income in ZIP 45140?
    The median household income is $110,781 (ACS 2023).
  • What is the median home value in ZIP 45140?
    The median value of owner-occupied homes is $340,800 (ACS 2023).
  • What is the median monthly rent in ZIP 45140?
    Median gross rent is approximately $1,379 per month (ACS 2023).

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