ZIP 45431 - 860Z200US45431 — Demographic Snapshot (2023)

Overview

If you're considering a move, investment, or business opportunity in ZIP 45431, located in the Dayton, Ohio area, this demographic and housing snapshot offers a clear picture of the community. With data from 2023, we’ve compiled key metrics on population, income, housing costs, and racial composition to help homebuyers, real estate investors, small-business owners, and analysts make informed decisions. Whether you're looking for a family-friendly neighborhood or a market with growth potential, understanding ZIP 45431’s profile is the first step.

Population & Households

ZIP 45431 is home to a population of 26,961 residents, making it a moderately sized community with a suburban feel. These individuals are distributed across 11,913 households, reflecting a mix of family and individual living arrangements. With 12,888 total housing units in the area, there’s a slight surplus of available homes compared to occupied households, which could indicate opportunities for buyers or renters seeking options in this market.

Income & Housing Costs

The median household income in ZIP 45431 stands at $80,058, suggesting a stable economic base for many residents. This income level supports a comfortable lifestyle in the region, especially when paired with housing costs that are relatively accessible compared to national averages. The median house value is $197,600, offering an attractive entry point for first-time buyers or investors looking for value in a growing area. For renters, the median rent is $1,302 per month, which aligns with the income levels and provides a viable option for those not ready to purchase.

Race & Ethnicity

ZIP 45431 reflects a diverse yet predominantly white community, with 78.3% of residents identifying as white. Other racial and ethnic groups contribute to the area’s cultural fabric, including 4.21% Black, 5.26% Asian, and 5.64% Hispanic residents. This diversity can enrich community life and offers businesses a chance to cater to varied customer needs, while homebuyers may appreciate the inclusive atmosphere.

Key Facts

• Total population: 26,961 residents, offering a suburban community scale.
• Total households: 11,913, indicating a mix of family and solo living.
• Total housing units: 12,888, suggesting some availability for new residents or investors.
• Median household income: $80,058, supporting a stable local economy.
• Median house value: $197,600, an accessible price point for many buyers.
• Median rent: $1,302, providing a reasonable alternative to homeownership.
• Racial composition: 78.3% white, with notable Black, Asian, and Hispanic populations.

What This Means for You

For homebuyers, ZIP 45431 presents a compelling opportunity with median home values at $197,600, well within reach for those earning around the area’s median income of $80,058. The slight surplus of housing units (12,888 total versus 11,913 households) suggests you may have room to negotiate or find a property that fits your needs without intense competition. Investors and real estate agents can also see potential here, as the combination of reasonable home prices and a stable income base indicates a market with steady demand—ideal for rental properties or flips, especially with median rents at $1,302.

Small-business owners will find a community of nearly 27,000 residents with diverse backgrounds to serve. The income levels support discretionary spending, which could benefit retail, dining, or service-based businesses. Additionally, the cultural diversity (including Asian and Hispanic populations) offers a chance to tailor products or marketing to specific demographics. For analysts, these metrics provide a baseline to track trends in housing availability or economic growth in ZIP 45431, especially when compared to neighboring areas in the Dayton region.

Run This Study Yourself

• Curious about other ZIP codes or deeper insights into ZIP 45431? Start by visiting ZipcodeGPT to access powerful demographic tools.
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• Use the analysis to inform your next home purchase, investment decision, or business strategy with confidence.