ZIP 46804 - 860Z200US46804 — Demographic Snapshot (2023)

Overview

If you're considering a move, investment, or business opportunity in ZIP 46804, located in the Fort Wayne area of Indiana, this demographic and housing snapshot offers a clear picture of the community in 2023. With a population of nearly 30,000 and a stable housing market, this area presents unique opportunities for homebuyers, real estate investors, small-business owners, and analysts. Let’s break down the key metrics to help you understand what makes ZIP 46804 stand out and how it aligns with your goals.

Population & Households

ZIP 46804 is home to 29,177 residents, making it a moderately sized community with a suburban feel. These individuals are distributed across 12,638 households, reflecting a mix of family and individual living arrangements. The total number of housing units stands at 12,959, indicating a slight surplus of available homes relative to occupied households. This balance suggests a stable housing environment with room for growth or turnover, which could be appealing if you're looking to buy or invest in this area.

Income & Housing Costs

The median household income in ZIP 46804 is $84,778, positioning it as a relatively affluent area compared to national averages. This income level supports a comfortable lifestyle and indicates a community with disposable income for local businesses to tap into. On the housing front, the median home value is $241,000, reflecting a solid real estate market with homes priced at a level that’s accessible to middle- and upper-middle-class buyers. For renters, the median rent is $1,134 per month, which aligns with the income levels and suggests a balanced rental market for those not ready to buy.

Race & Ethnicity

The demographic makeup of ZIP 46804 shows a predominantly white population at 80.66%, with smaller but notable representation from other groups: Black residents make up 6.05%, Asian residents account for 2.87%, and Hispanic or Latino individuals comprise 5.46%. This diversity, while not as pronounced as in urban centers, adds a layer of cultural richness to the community. For businesses and investors, understanding this composition can help tailor services or marketing strategies to resonate with the local population.

Key Facts

• Total population: 29,177 residents in 2023, offering a suburban community scale.
• Total households: 12,638, indicating a mix of family and solo living arrangements.
• Total housing units: 12,959, with a slight surplus over occupied homes.
• Median household income: $84,778, reflecting strong earning potential.
• Median home value: $241,000, a competitive price point for buyers and investors.
• Median rent: $1,134, reasonable for the income levels in the area.
• Racial composition: 80.66% white, 6.05% Black, 2.87% Asian, 5.46% Hispanic.

What This Means for You

For homebuyers, ZIP 46804 offers a promising market with median home values at $241,000, which, paired with a median income of $84,778, suggests affordability for many families or professionals. The slight surplus of housing units could mean less competition when searching for your ideal home. Real estate investors and agents will find value in the stable pricing and income levels, which indicate a low-risk area for rental properties or flips, especially with median rents at $1,134 supporting steady cash flow. Small-business owners can leverage the community’s disposable income and moderate diversity to offer targeted products or services, from family-oriented retail to niche cultural offerings. Analysts can use these metrics as a benchmark to compare with neighboring ZIP codes or track trends over time, gaining deeper insights into market dynamics.

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