ZIP 92028 - 860Z200US92028 — Demographic Snapshot (2023)

Overview

If you’re considering a move, investment, or business opportunity in ZIP 92028, located in the heart of Southern California, this demographic and housing snapshot offers a clear picture of the area in 2023. With a population of over 50,000 and a robust housing market, this ZIP code presents unique opportunities and challenges for homebuyers, real estate investors, small-business owners, and analysts. Let’s dive into the key metrics to help you make informed decisions about living or working in 92028.

Population & Households

ZIP 92028 is home to 50,905 residents, making it a sizable community with a diverse mix of families, professionals, and retirees. The area supports 16,836 households, reflecting a strong residential base. With 17,985 total housing units, there’s a slight surplus of homes compared to occupied households, which could indicate availability for new residents or investors looking to enter the market. This balance suggests a stable community with room for growth, ideal for those seeking a place to settle or expand.

Income & Housing Costs

The median household income in ZIP 92028 stands at $102,346, positioning it as an area with above-average earning potential. This income level supports a strong local economy, which can be a draw for businesses and investors. However, housing costs reflect the premium nature of the region. The median home value is $781,200, indicating a high barrier to entry for buyers but also significant potential for property appreciation. For renters, the median rent is $1,743 per month, which aligns with the area’s elevated cost of living. These figures underscore the importance of financial planning for anyone considering a move or investment in 92028.

Race & Ethnicity

The demographic makeup of ZIP 92028 is notably diverse, offering a multicultural environment that can appeal to a wide range of residents and business owners. White residents make up 47.57% of the population, while Hispanic or Latino individuals account for 42.17%, reflecting a significant cultural presence. Asian residents comprise 3.87%, and Black residents represent 1.67%. This diversity can enrich community life and provide unique opportunities for businesses catering to varied cultural needs or preferences.

Key Facts

• Total population: 50,905 residents in ZIP 92028 as of 2023.
• Total households: 16,836, indicating a strong residential foundation.
• Total housing units: 17,985, with a small surplus of available homes.
• Median household income: $102,346, suggesting solid economic stability.
• Median home value: $781,200, reflecting a premium real estate market.
• Median rent: $1,743, consistent with the area’s higher cost of living.
• Diverse population: 47.57% White, 42.17% Hispanic, 3.87% Asian, 1.67% Black.

What This Means for You

For homebuyers, ZIP 92028 offers a vibrant, diverse community with a high quality of life, but the median home value of $781,200 means you’ll need to budget carefully or explore financing options. The slight surplus of housing units could provide some negotiation leverage if inventory remains available. Real estate investors and agents will find potential in the area’s strong median income and property values, which suggest long-term appreciation, though high entry costs may limit short-term flips. Focus on properties that cater to the diverse demographic or rental demand, given the $1,743 median rent. Small-business owners can benefit from the area’s economic strength and cultural diversity—consider businesses that serve a broad customer base or niche ethnic markets. Finally, analysts can use these metrics to benchmark 92028 against neighboring ZIP codes for deeper market insights. Whether you’re buying, investing, or building, this data provides a foundation for strategic planning.

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