ZIP 95120 - 860Z200US95120 — Demographic Snapshot (2023)

Overview

If you’re considering a move, investment, or business opportunity in ZIP 95120, located in the heart of Silicon Valley, this demographic and housing snapshot offers a clear picture of the area. Based on 2023 data, this analysis covers population, income, housing costs, and racial composition to help homebuyers, real estate investors, small-business owners, and analysts make informed decisions. Let’s dive into the numbers for ZIP 95120 and uncover what makes this area unique.

Population & Households

ZIP 95120 is home to a substantial population of 38,103 residents. This community supports 12,583 households, indicating a robust residential base. With 12,974 total housing units, there’s a slight surplus of homes compared to occupied households, which could suggest some availability for new residents or investors looking for opportunities. The average household size can be inferred as roughly three people, pointing to a family-oriented or multi-generational living environment in many cases.

Income & Housing Costs

One of the standout metrics for ZIP 95120 is its median household income, which sits at an impressive $250,000. This figure reflects a high-earning community, likely tied to the area’s proximity to tech hubs and professional opportunities in Silicon Valley. However, housing costs align with this affluence. The median house value is $1,924,500, positioning ZIP 95120 as a premium real estate market. For renters, the median rent is $3,500 per month, indicating that even leasing in this area requires significant financial resources. These numbers underscore the exclusivity and high demand for living in this ZIP code.

Race & Ethnicity

The racial and ethnic composition of ZIP 95120 reveals a diverse yet distinct demographic profile. White residents make up 44.48% of the population, while Asian residents account for a close 40.53%, reflecting a strong presence likely tied to the tech industry’s influence in the region. Hispanic residents comprise 7.8% of the population, and Black residents represent 0.91%. This blend of cultures contributes to a vibrant community, offering a mix of perspectives and traditions that can enrich local life and business environments.

Key Facts

• Total population: 38,103 residents in ZIP 95120.
• Total households: 12,583, with an average size of about three people.
• Total housing units: 12,974, suggesting limited vacancy or inventory.
• Median household income: $250,000, indicating a high-earning community.
• Median house value: $1,924,500, reflecting a premium real estate market.
• Median rent: $3,500, a significant cost for renters.
• Racial composition: 44.48% White, 40.53% Asian, 7.8% Hispanic, 0.91% Black.

What This Means for You

For homebuyers, ZIP 95120 offers a prestigious address with access to a high-income community, but be prepared for steep costs—median home values near $1.9 million mean you’ll need substantial capital or financing. The family-friendly vibe, inferred from household sizes, could appeal if you’re seeking a stable, residential area. For investors and real estate agents, the limited housing surplus and high values suggest a competitive market with potential for appreciation, though entry costs are a barrier. Rental yields could be strong given the $3,500 median rent, but tenant turnover might be low due to the area’s desirability. For small-business owners, the affluent population and diverse demographic mix present opportunities to cater to high-end or culturally specific needs—think premium services, tech-related offerings, or niche dining. Finally, analysts can use these metrics to benchmark ZIP 95120 against other Silicon Valley areas, noting its unique balance of wealth and diversity as a driver of local dynamics.

Run This Study Yourself

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