ZIP 95127 - 860Z200US95127 — Demographic Snapshot (2023)

Overview

If you’re considering a move, investment, or business opportunity in ZIP 95127, located in the heart of San Jose, California, this demographic and housing snapshot offers a clear picture of the area in 2023. With a diverse population, robust household income, and high housing values, this ZIP code presents unique opportunities and challenges for homebuyers, real estate investors, small-business owners, and analysts. Let’s break down the key metrics to help you make informed decisions about living or working in 95127.

Population & Households

ZIP 95127 is home to a substantial population of 61,091 residents as of 2023. This sizable community is spread across 15,804 households, indicating a dense and active residential area. The total number of housing units stands at 16,823, suggesting a slight surplus of available homes relative to occupied households. For families or individuals looking to settle here, this could mean a competitive but potentially accessible housing market, while businesses can tap into a large local customer base.

Income & Housing Costs

One of the standout metrics for ZIP 95127 is its median household income of $120,548. This figure reflects a strong earning capacity among residents, positioning the area as an affluent part of San Jose. However, housing costs align with this high-income profile. The median house value is an impressive $995,100, indicating that real estate in 95127 is a significant investment. For renters, the median rent is $2,549 per month, which is substantial and reflects the premium cost of living in this region. These numbers are critical for homebuyers assessing affordability and for investors evaluating potential returns on property in this ZIP code.

Race & Ethnicity

The cultural fabric of ZIP 95127 is notably diverse, offering a vibrant community for residents and businesses alike. The racial and ethnic composition in 2023 shows Hispanic residents making up the majority at 54.47%, followed by Asian residents at 28.12%. White residents account for 11.97% of the population, while Black residents represent 1.5%. This diversity can be a draw for families seeking an inclusive environment and for businesses aiming to cater to a wide range of cultural preferences and needs in their products or services.

Key Facts

• Total population in ZIP 95127: 61,091 residents in 2023.
• Total households: 15,804, supporting a dense community structure.
• Total housing units: 16,823, with a small surplus over occupied homes.
• Median household income: $120,548, indicating strong local earning power.
• Median house value: $995,100, reflecting a high-value real estate market.
• Median rent: $2,549 per month, a significant cost for renters.
• Diverse population: 54.47% Hispanic, 28.12% Asian, 11.97% White, 1.5% Black.

What This Means for You

For homebuyers, ZIP 95127 offers a dynamic community with a high median income, but the steep median house value of nearly $1 million and rent of over $2,500 monthly mean you’ll need to budget carefully or explore financing options. The slight surplus of housing units could provide some negotiation leverage, though competition remains likely in this desirable area. Real estate investors and agents should note the high property values as an opportunity for strong returns, especially given the affluent demographic, but be mindful of the upfront costs and market saturation. Small-business owners can benefit from the large, diverse population of over 61,000, tailoring offerings to a multicultural customer base with significant purchasing power. Analysts will find the income and housing cost data useful for benchmarking against other San Jose ZIP codes or forecasting trends in this economically robust area.

Run This Study Yourself

• Curious about other ZIP codes or want to dive deeper into 95127? Start by visiting ZipcodeGPT for a user-friendly platform to explore demographic and housing data.
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