ZIP 95128 - 860Z200US95128 — Demographic Snapshot (2023)

Overview

If you’re considering a move, investment, or business opportunity in ZIP 95128, located in the heart of Silicon Valley near San Jose, California, understanding the local demographics and housing landscape is essential. This snapshot for 2023 offers a clear, data-driven look at the area’s population, income levels, housing costs, and cultural diversity. Whether you’re a homebuyer, real estate investor, small-business owner, or analyst, these insights will help you make informed decisions about this dynamic community.

Population & Households

ZIP 95128 is home to a population of 33,585 residents, making it a moderately sized community with a vibrant mix of individuals and families. The area supports 14,070 households, reflecting a strong residential base. With 15,193 total housing units, there’s a slight surplus of homes compared to occupied households, which could indicate some availability for new residents or investors looking to enter the market. This balance suggests a stable yet competitive housing environment, ideal for those seeking a foothold in a sought-after region.

Income & Housing Costs

The median household income in ZIP 95128 stands at an impressive $122,647, signaling a relatively affluent community with significant purchasing power. This income level positions the area as attractive for businesses targeting mid-to-high-income consumers. On the housing front, the median home value is $1,214,500, reflecting the premium real estate market typical of Silicon Valley. For renters, the median rent is $2,505 per month, indicating a high cost of living that aligns with the area’s economic profile. These figures underscore the financial commitment required to live or invest here, but also highlight the potential for strong returns in a high-demand market.

Race & Ethnicity

ZIP 95128 boasts a diverse cultural makeup, which enriches the community and offers unique opportunities for businesses and residents alike. The racial composition includes 38.18% White, 3.03% Black, 22.08% Asian, and 30.3% Hispanic residents. This diversity fosters a multicultural environment, making the area appealing for those who value inclusivity or wish to cater to a varied customer base. Understanding this demographic mix can help tailor real estate strategies or business offerings to meet the needs of different groups within the community.

Key Facts

• Total population: 33,585 residents, offering a sizable market for businesses and services.
• Total households: 14,070, indicating a strong residential foundation.
• Median household income: $122,647, reflecting significant local earning power.
• Median home value: $1,214,500, showcasing a premium real estate market.
• Median rent: $2,505, highlighting the high cost of rental housing.
• Diverse population: 38.18% White, 22.08% Asian, 30.3% Hispanic, and 3.03% Black.
• Total housing units: 15,193, suggesting some availability for new occupants or investors.

What This Means for You

For homebuyers, ZIP 95128 offers a prestigious address with high home values, but be prepared for a significant investment—median prices exceed $1.2 million. The area’s high median income suggests a stable, prosperous community, ideal for long-term family growth. Investors and real estate agents will find opportunity in the slight surplus of housing units, which could translate to rental or resale potential, though the high entry cost requires careful financial planning. The strong income base also supports premium pricing strategies. Small-business owners can leverage the diverse, affluent population to offer tailored products or services, especially in sectors like tech, dining, or cultural goods that resonate with a multicultural, high-income audience. Analysts can use these metrics to benchmark ZIP 95128 against neighboring areas, identifying trends in housing demand or economic growth. Across all groups, the data points to a competitive yet rewarding market for those ready to engage with it.

Run This Study Yourself

• Curious about other ZIP codes or want to dive deeper into ZIP 95128? Start by visiting ZipcodeGPT for a user-friendly platform to explore demographic and housing data.
• Enter any ZIP code to access up-to-date metrics on population, income, housing costs, and more, tailored to your needs.
• Use the insights to make informed decisions, whether you’re buying a home, investing, or planning a business venture in any area.