ZIP 95204 - 860Z200US95204 — Demographic Snapshot (2023)

Explore ZIP 95204 demographics, housing costs, and population insights for 2023—key data for homebuyers and investors.

Aug. 30, 2025

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Overview

If you’re considering ZIP code 95204 for your next home, investment property, or business location, understanding the area’s demographic and housing landscape is essential. Located in Stockton, California, this ZIP code offers a diverse community and a range of housing opportunities. With data from 2023, this snapshot provides a clear picture of population trends, income levels, housing costs, and racial composition. Whether you’re a homebuyer, real estate investor, small-business owner, or analyst, these insights can guide your decisions with confidence.

Population & Households

ZIP 95204 is home to a population of 31,028 residents as of 2023. This sizable community is distributed across 11,303 households, reflecting a mix of family and individual living arrangements. The total number of housing units in the area stands at 12,354, indicating a slight surplus of available homes compared to occupied households. This could suggest opportunities for buyers or renters looking to move into the area, as well as potential for investors eyeing vacant properties.

Income & Housing Costs

The median household income in ZIP 95204 is $71,792, which provides a solid economic foundation for many residents. This income level supports a housing market where the median house value is $358,300—a figure that positions the area as relatively accessible compared to higher-priced regions in California. For renters, the median rent is $1,381 per month, reflecting a significant but manageable cost for those not ready to buy. These metrics suggest that ZIP 95204 strikes a balance between affordability and value, appealing to a range of budgets for homebuyers and tenants alike.

Race & Ethnicity

The demographic makeup of ZIP 95204 is notably diverse, offering a multicultural environment that can enrich community life and business opportunities. Hispanic residents make up the largest group at 48.03% of the population, followed by White residents at 31.38%. Asian residents account for 8.54%, and Black residents comprise 6.66%. This diversity can be a draw for businesses seeking a broad customer base or for families looking for an inclusive place to call home.

Key Facts

  • Total population: 31,028 residents in 2023.
  • Total households: 11,303, with a mix of family and individual setups.
  • Total housing units: 12,354, suggesting some availability for new occupants.
  • Median household income: $71,792, supporting a stable local economy.
  • Median house value: $358,300, offering value in the California market.
  • Median rent: $1,381 per month, a key consideration for renters.
  • Racial composition: 48.03% Hispanic, 31.38% White, 8.54% Asian, 6.66% Black.

What This Means for You

For homebuyers, ZIP 95204 presents a promising opportunity with a median house value of $358,300, which is competitive for California. The slight surplus of housing units (12,354 total versus 11,303 households) may give you negotiating power or more options to choose from. The diverse community also means a vibrant neighborhood with cultural richness.

For investors and real estate agents, the data points to potential in both rental and purchase markets. With a median rent of $1,381, rental properties could yield steady income, especially given the area’s population size of over 31,000. The diversity and income levels also suggest a stable tenant base or buyer pool for flipping properties.

For small-business owners, the demographic diversity and population density of ZIP 95204 can translate into a varied customer base. A median household income of $71,792 indicates disposable income for goods and services, while the cultural mix offers opportunities for niche markets or culturally specific offerings.

For analysts, these figures provide a baseline for deeper research into housing trends, economic stability, and community growth. The balance of income to housing costs and the ethnic composition can inform broader studies on regional development or investment potential.

Run This Study Yourself

Want to dive deeper into ZIP 95204 or explore another area? With ZipcodeGPT, you can access detailed demographic and housing insights tailored to your needs. Here’s how to get started:

  • Visit ZipcodeGPT and enter the ZIP code you’re interested in analyzing.
  • Review comprehensive data on population, income, housing, and more.
  • Use these insights to make informed decisions for buying, investing, or business planning.

Frequently Asked Questions about ZIP 95204

  • What is the population of ZIP 95204?
    As of 2023, the estimated population of ZIP 95204 is 31,028.
  • How many households are in ZIP 95204?
    ZIP 95204 has approximately 11,303 households as of 2023.
  • What is the median household income in ZIP 95204?
    The median household income is $71,792 (ACS 2023).
  • What is the median home value in ZIP 95204?
    The median value of owner-occupied homes is $358,300 (ACS 2023).
  • What is the median monthly rent in ZIP 95204?
    Median gross rent is approximately $1,381 per month (ACS 2023).

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