Aug. 26, 2025
If you’re considering ZIP code 95240 for a home purchase, investment opportunity, or business venture, understanding the local demographics and housing landscape is essential. Located in California’s San Joaquin County, this area offers a blend of suburban and rural characteristics, making it appealing to a variety of stakeholders. This snapshot, based on 2023 data, provides a clear picture of population, income, housing costs, and cultural diversity in 95240. Whether you’re a homebuyer, real estate investor, small-business owner, or analyst, these insights will help you make informed decisions tailored to your goals.
ZIP code 95240 is home to a substantial population of 50,682 residents, reflecting a vibrant and active community. This population is distributed across 16,145 households, indicating a strong residential base. With 17,304 total housing units in the area, there’s a slight surplus of units over households, which could suggest some availability for new residents or investors looking to enter the market. The size of this community offers opportunities for businesses seeking a sizable customer base and for families looking for an established neighborhood with amenities and services.
The median household income in ZIP 95240 stands at $76,870, which points to a relatively stable economic environment for many residents. This income level supports a housing market where the median home value is $443,700—a figure that reflects the area’s appeal and potential for long-term value appreciation. For renters, the median rent is $1,439 per month, which is significant but aligns with the overall cost of living in California. These figures suggest that while homeownership may require a solid financial plan, the area offers a balanced market for both buyers and renters, as well as investors eyeing rental properties.
ZIP 95240 boasts a diverse cultural makeup, which enriches the community and offers unique opportunities for businesses and residents alike. The racial and ethnic composition includes 35.14% White, 0.78% Black, 11.58% Asian, and a significant 47.99% Hispanic population. This diversity creates a dynamic social fabric, making the area attractive to those who value multicultural environments. For small-business owners, this mix can translate into varied customer needs and preferences, while families may appreciate the inclusive atmosphere and cultural events that often accompany such diversity.
For homebuyers, ZIP 95240 offers a promising market with a median home value of $443,700, which could indicate potential for future appreciation, especially given the area’s sizable population and economic stability. The slight surplus of housing units over households might mean less competition for available properties, though a median income of $76,870 suggests buyers should plan carefully for affordability. Real estate investors and agents will find opportunities in both the purchase and rental markets, as the median rent of $1,439 reflects demand for leasing options in a community of over 50,000 people. Small-business owners can leverage the diverse population—especially the large Hispanic demographic—to tailor products, services, and marketing strategies to a broad customer base. Analysts studying regional trends will appreciate the balanced economic and cultural data points, which paint 95240 as a microcosm of California’s diversity and growth potential.
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