ZIP 95821 - 860Z200US95821 — Demographic Snapshot (2023)

Overview

If you’re considering a move, investment, or business opportunity in the Sacramento area, understanding the demographics and housing landscape of ZIP code 95821 can provide valuable clarity. Located in Sacramento County, California, this area offers a mix of suburban charm and accessibility. With a population of over 38,000 and a diverse community, ZIP 95821 presents unique opportunities and challenges for homebuyers, real estate investors, small-business owners, and analysts. This snapshot, based on 2023 data, breaks down key metrics to help you make informed decisions about living, working, or investing here.

Population & Households

ZIP code 95821 is home to 38,372 residents, making it a moderately sized community within the Sacramento region. These individuals are distributed across 15,662 households, reflecting a blend of family and individual living arrangements. With 16,403 total housing units in the area, there’s a slight surplus of available homes compared to occupied households, which could indicate opportunities for buyers or renters looking to settle in this area. The population density and household composition suggest a stable, established community with potential for growth or turnover in housing occupancy.

Income & Housing Costs

The median household income in ZIP 95821 stands at $58,331, which provides a reasonable benchmark for affordability when considering housing costs. For those eyeing homeownership, the median house value is $470,900—a significant investment that reflects the area’s appeal and proximity to Sacramento’s urban amenities. Renters, on the other hand, face a median rent of $1,342 per month, which aligns with the income levels but may strain budgets for lower-earning households. These figures highlight the importance of financial planning for prospective residents or investors evaluating rental property potential in this ZIP code.

Race & Ethnicity

The demographic makeup of ZIP 95821 showcases a diverse community, which can be a draw for those seeking an inclusive environment. The racial composition includes 50.17% White, 8.13% Black, 13.27% Asian, and 20.32% Hispanic residents. This diversity not only enriches the cultural fabric of the area but also signals a welcoming atmosphere for families, businesses, and investors who prioritize varied perspectives and customer bases. Understanding this breakdown can help tailor business offerings or community engagement strategies to resonate with the local population.

Key Facts

• Total population: 38,372 residents in ZIP 95821 as of 2023.
• Total households: 15,662, indicating a mix of family and solo living.
• Total housing units: 16,403, suggesting some availability for new occupants.
• Median household income: $58,331, a key indicator of local purchasing power.
• Median house value: $470,900, reflecting a competitive real estate market.
• Median rent: $1,342, an important consideration for renters and investors.
• Diverse community: Over 20% Hispanic and 13% Asian, alongside White and Black residents.

What This Means for You

For homebuyers, ZIP 95821 offers a chance to invest in a diverse, established community with median home values around $470,900. The slight surplus of housing units (16,403 total versus 15,662 households) could mean less competition in certain segments of the market, but budgeting for the median rent of $1,342 or a significant down payment is essential. Real estate investors and agents might find opportunities in the rental market, given the income-to-rent ratio, or in flipping properties if vacancies can be leveraged. The area’s diversity also suggests a broad tenant pool. For small-business owners, the population of 38,372 and median income of $58,331 indicate a solid customer base with moderate spending power—ideal for retail, services, or culturally tailored offerings. Analysts can use these metrics to assess growth trends, housing demand, or economic stability in this Sacramento suburb, providing data-driven insights for clients or stakeholders.

Run This Study Yourself

• Curious about other ZIP codes or deeper insights into ZIP 95821? Start by visiting ZipcodeGPT to access powerful demographic and housing analysis tools.
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