ZIP 95864 - 860Z200US95864 — Demographic Snapshot (2023)

Overview

If you're considering a move, investment, or business opportunity in the Sacramento area, understanding the demographics and housing landscape of ZIP code 95864 can provide valuable clarity. Located in a desirable part of Sacramento County, this area offers a blend of suburban charm and economic strength. This snapshot, based on 2023 data, breaks down population, income, housing, and diversity metrics to help homebuyers, real estate investors, small-business owners, and analysts make informed decisions.

Population & Households

ZIP code 95864 is home to a population of 25,137 residents as of 2023. This community supports 9,875 households, reflecting a stable and established residential base. With 10,286 total housing units in the area, there’s a slight surplus of homes compared to occupied households, which could indicate some availability for new residents or investors looking for opportunities. The average household size can be inferred as moderate, aligning with suburban family-oriented communities often found in this region.

Income & Housing Costs

One of the standout metrics for ZIP 95864 is its strong economic profile. The median household income stands at $129,083, significantly above national averages, signaling a prosperous community with disposable income for local businesses to tap into. Housing costs reflect this affluence, with a median house value of $770,200. For renters, the median rent is $1,863 per month, which suggests a competitive rental market but also potential for steady returns for property investors. These figures position 95864 as a premium area for real estate, appealing to those seeking long-term value or rental income.

Race & Ethnicity

The demographic makeup of ZIP 95864 offers insight into the cultural fabric of the area. The population is predominantly White at 69.66%, with Hispanic or Latino residents making up 14.51% of the community. Asian residents account for 7.65%, while Black or African American residents represent 2.03%. This diversity, while not as pronounced as in some urban centers, still fosters a varied community environment that can appeal to a range of residents and business owners looking to serve a multifaceted customer base.

Key Facts

• Total population in ZIP 95864: 25,137 residents as of 2023.
• Total households: 9,875, indicating a strong residential presence.
• Total housing units: 10,286, with some potential vacancy or availability.
• Median household income: $129,083, reflecting economic strength.
• Median house value: $770,200, a premium market for buyers and investors.
• Median rent: $1,863, suggesting a robust rental market.
• Racial composition: 69.66% White, 14.51% Hispanic, 7.65% Asian, 2.03% Black.

What This Means for You

For homebuyers, ZIP 95864 offers a high-quality living environment with a median home value of $770,200, which reflects both the area’s desirability and potential for property appreciation. The strong median income suggests neighbors with financial stability, often correlating with well-maintained communities and good schools. However, be prepared for a competitive market given the price point.

For real estate investors and agents, the slight gap between housing units and households, combined with a median rent of $1,863, points to opportunities in the rental market. The high home values also make this ZIP code a candidate for luxury or long-term hold investments, though entry costs are significant.

For small-business owners, the affluent demographic with a median household income of $129,083 means there’s spending power in the community. Retail, dining, or service-based businesses catering to families or professionals could thrive here, especially given the diverse yet predominantly stable population base.

For analysts, these metrics provide a clear picture of a financially robust and relatively homogenous suburban area with growth potential in housing and local commerce. The data can serve as a benchmark for comparing other Sacramento-area ZIP codes or tracking trends over time.

Run This Study Yourself

• Curious about other areas or want to dive deeper into ZIP 95864? Start by visiting ZipcodeGPT for a user-friendly platform to explore demographic and housing data.
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