ZIP 99645 - 860Z200US99645 — Demographic Snapshot (2023)

Explore ZIP 99645 demographics: 31,494 residents, $97,069 median income, $338,400 median home value, and key housing insights for 2023.

Aug. 30, 2025

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Overview

If you're considering a move, investment, or business opportunity in ZIP 99645, understanding the local demographics and housing landscape is essential. Located in a dynamic region, this area offers a blend of residential stability and economic potential. With a population of over 31,000 and a median household income nearing $100,000, ZIP 99645 presents a promising profile for homebuyers, real estate investors, small-business owners, and analysts alike. This snapshot, based on 2023 data, breaks down the key metrics to help you make informed decisions.

Population & Households

ZIP 99645 is home to 31,494 residents, making it a moderately sized community with room for growth. These individuals are distributed across 11,067 households, reflecting a strong residential base. The total number of housing units stands at 12,021, indicating a slight surplus of available properties compared to occupied households. This gap could signal opportunities for buyers or investors looking to enter the market, as well as potential for businesses catering to new residents.

Income & Housing Costs

Financially, ZIP 99645 stands out with a median household income of $97,069, suggesting a relatively affluent community with significant purchasing power. This income level supports a robust housing market, where the median home value is $338,400—a figure that reflects both stability and potential for appreciation. For renters, the median monthly rent is $1,309, which is reasonable compared to the income levels and may appeal to those not yet ready to buy. These metrics paint a picture of a market that balances affordability with value, appealing to a range of budgets and investment strategies.

Race & Ethnicity

The demographic makeup of ZIP 99645 is predominantly White, with 75.29% of the population identifying as such. Hispanic residents account for 6.37%, while Black and Asian populations are smaller at 1.42% and 1.18%, respectively. This composition indicates a largely homogeneous community with some diversity, which may influence cultural amenities, business offerings, and community dynamics. For businesses and investors, understanding this breakdown can help tailor services or marketing to the majority demographic while exploring niche opportunities for underrepresented groups.

Key Facts

  • Total population: 31,494 residents in ZIP 99645.
  • Total households: 11,067, supporting a strong residential foundation.
  • Total housing units: 12,021, with some availability for new occupants.
  • Median household income: $97,069, indicating solid economic health.
  • Median home value: $338,400, reflecting a valuable real estate market.
  • Median rent: $1,309 per month, offering a competitive rental option.
  • Racial composition: 75.29% White, 6.37% Hispanic, 1.42% Black, 1.18% Asian.

What This Means for You

For homebuyers, ZIP 99645 offers a stable market with a median home value of $338,400, backed by a strong median income of $97,069. This suggests that purchasing a home here could be a sound long-term investment, especially with a slight surplus of housing units potentially easing competition. Investors and real estate agents will find the gap between total housing units (12,021) and households (11,067) intriguing, as it hints at opportunities for rentals or flips in a market with solid fundamentals. Small-business owners can leverage the area’s economic strength and population size—over 31,000—to target a consumer base with disposable income, particularly in sectors like retail, services, or dining. Analysts can use these metrics to benchmark ZIP 99645 against neighboring areas, identifying trends in growth or housing demand. Whether you’re settling down, investing, or launching a venture, this data provides a clear starting point for your next steps.

Run This Study Yourself

  • Curious about diving deeper into ZIP 99645 or comparing it with another area? Start by visiting ZipcodeGPT for a user-friendly platform to explore detailed demographic and housing data.
  • Input any ZIP code to access up-to-date metrics on population, income, housing costs, and more, tailored to your specific interests.
  • Use the insights to inform your decisions—whether you’re buying a home, investing in property, or planning a business expansion.

Frequently Asked Questions about ZIP 99645

  • What is the population of ZIP 99645?
    As of 2023, the estimated population of ZIP 99645 is 31,494.
  • How many households are in ZIP 99645?
    ZIP 99645 has approximately 11,067 households as of 2023.
  • What is the median household income in ZIP 99645?
    The median household income is $97,069 (ACS 2023).
  • What is the median home value in ZIP 99645?
    The median value of owner-occupied homes is $338,400 (ACS 2023).
  • What is the median monthly rent in ZIP 99645?
    Median gross rent is approximately $1,309 per month (ACS 2023).

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